Balancr watches every account an SMB owns and moves money before problems happen — sweeps, buffers, and bill timing on autopilot.
Owners juggle 4.7 accounts on average and discover shortfalls the morning payroll bounces. Banks alert; nobody acts.
per week the average owner spends manually shuttling money between accounts (Federal Reserve Small Business Credit Survey, 2025). Open-banking rails finally make acting on their behalf legal and instant.
Zero paid marketing to date — 71% of signups come from accountant referrals and processor marketplaces.
Money-movement mandates are earned trust — churn is 3% because leaving means going back to manual.
Revenue-cadence models per vertical sharpen with every business.
290 firms manage clients through our console.
“Balancr caught a $40k gap three weeks before my old spreadsheet would have. It moved the money, texted me why, and payroll never noticed.”
Every mandate we hold compounds into the SMB treasury layer — credit, yield and payments follow the flow data.