Career Peak Decisions (45–55)

Why This Matters

Peak earning years fund everything after; spend them deliberately.

Maximize the Peak

Catch-up contributions started at 50

Equity/bonus concentration de-risked

Next-decade role (expert vs manager) chosen

Board/advisory seeds planted

Health insurance bridge to 65 sketched

Gotchas & Consequences

Company-stock concentration turns layoffs into double losses.

Coasting the peak decade costs more than any market crash.

AG-037Everyday ChecklistsPage 1 of 1